x
By using this website, you agree to our use of cookies to enhance your experience.
KEYWORD "Base Rate" - 100 RESULTS
Property Natter - Here comes Summer.... or maybe Autumn?

We all know that first-time buyers have had a tough time of it lately. Mad mini-budgets resulting in higher interest rates...

27 April 2024

From: Features

Three interest rate cuts and house prices to rise - Lloyds Bank

Lloyds Bank has issued figures showing a 28% profits plunge for the first quarter of the year - but it nonetheless...

25 April 2024

From: Breaking News

House prices fall for 15 months in Wales - now transactions down too

The average price of a home in Wales fell to £229,263 in the first quarter of 2024, making this the fifth...

25 April 2024

From: Breaking News

Halifax: House prices drop on a monthly basis for first time since September 2023

Average house prices fell on a monthly basis for the first time since September 2023 during March as higher mortgage rates...

08 April 2024

From: Breaking News

Property sales rise as agents prepare for spring market

Estate agents are hopeful for a busy spring market after official data showed a small rise in property sales in recent...

02 April 2024

From: Breaking News

Better news for economy gives confidence boost to property market

The best news for the property sector to come from Chancellor Jeremy Hunt’s Spring Budget statement came not from any fiscal...

20 March 2024

From: Features

Property Natter - Business as usual with the new normal....if the price is right

I was chatting to a genuine city gent the other day (someone who has enjoyed a career in suits, ties, shares...

02 March 2024

From: Features

Rate cut needed ‘sooner rather than later’ as mortgage pricing rises - warning

Increasing numbers of mortgage lenders are pulling decent deals as swap rates rise. Santander has become the latest high street lender to...

21 February 2024

From: Breaking News

Government’s ‘laughable’ planning reforms overshadow ‘real-time property market’

A senior estate agent has described the Government’s pledge to compel councils to cut red tape in favour of development as...

20 February 2024

From: Breaking News

Hamptons: Lower rates will bring some buyers back to the market in 2024

Lower interest rates and real wage growth will halt price falls next year but sales will remain lower, Hamptons has predicted  Forecasts...

28 December 2023

From: Breaking News

Property Natter - What a difference a year makes

As 2023 trundles towards the buffers and we look forward to our Christmas break, it is something of a seasonal phenomenon...

23 December 2023

From: Features

Good for movers? Bank of England holds interest rates again

The Bank of England maintained interest rates at 5.25% yesterday, raising hope among agents that this would boost buyer confidence and...

15 December 2023

From: Breaking News

Housing market is past ‘peak pain’ - Savills

The UK’s housing market is past ‘peak pain’ and looks set to bottom out in mid-2024, according to Savills. The agency giant’s...

08 November 2023

From: Breaking News

Race for sub-5% mortgage rate heats up - claim

Mortgage rates could be set to finally fall below 5%, brokers claim. The pricing of home loans has rocketed this year amid high...

07 November 2023

From: Breaking News

Interest rates held but will it tempt homebuyers back to the market?

Interest rates were held for a second consecutive month yesterday, giving agents renewed hopes that the cost of borrowing has reached...

03 November 2023

From: Breaking News

House prices fall again but how long will ‘correction’ last?

House prices fell for the sixth consecutive month in a row during September and dropped at the fastest rate since August...

09 October 2023

From: Breaking News

Phil Spencer - How To Get Real With Vendors On Price

The old adage that estate agency is a people business is rarely more relevant than right now, when the market is...

03 October 2023

From: Breaking News

Storm blows in reasons to be cheerful

As much of the country battened down the hatches for the first storm of the season, there may have been a...

30 September 2023

From: Features

Have mortgage rates peaked?

Since the Bank of England base rate started making large jumps around the middle of last year, mortgage rates have increased...

23 September 2023

From: Features

Interest rates unchanged but it’s not the end for house price drops

The Bank of England has held off on further interest rate rises for now but agents warn that there is still...

22 September 2023

From: Breaking News

‘Welcome news’ for buyers as inflation rate drops

The rate of inflation slowed from 6.8% to 6.7% in August, providing hope for homebuyers when it comes to high mortgage...

21 September 2023

From: Breaking News

Bank of England urged to ‘stop interest rate attacks’ on homeowners

The Bank of England is facing calls to hold off on raising interest rates this week. Its Monetary Policy Committee is set...

20 September 2023

From: Breaking News

Should landlords receive BTL mortgage support?

To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...

16 September 2023

From: Features

Jonathan Rolande: Are we set for a day dedicated to home ownership dreams?

Uncertainty over interest rates continues to dominate the thoughts of many working in the property sector.  Here in his latest column property...

25 August 2023

From: Breaking News

Jonathan Rolande: The next two months will dictate how the market finishes 2023

In his latest column Jonathan Rolande explains why estate agents shouldn’t be distracted by the latest house price index figures. Nobody reading...

15 August 2023

From: Breaking News

Housing market still in doldrums despite mortgage rate cuts

Mortgage lenders are at last cutting their rates on some deals, confident that the Bank of England’s base rate may rise...

15 August 2023

From: Breaking News

Have Bank of England rate hikes peaked?

Agents and property professionals have expressed hopes that rates have peaked after latest rise Iin the cost of borrowing. The Bank of...

04 August 2023

From: Breaking News

Renters ‘delay buying plans’ until rates drop – research

Renters are putting off their buying plans until property becomes more affordable, according to the latest research from The Mortgage Lender...

27 July 2023

From: Breaking News

It’s Do-or-Die for housing market tomorrow - new warning

The publication of inflation figures by the government tomorrow will be a Do-Or-Die moment for the housing market, it’s been claimed. At...

18 July 2023

From: Breaking News

Trouble Ahead? Bank downgrades 11 property firms as worries mount

The UK real estate industry faces a “particularly precarious” situation in the near to medium term, according to analysts at the...

11 July 2023

From: Breaking News

Jonathan Rolande: The Government must step in soon

After yet another tumultuous week in the property market, many of those working sector will be breathing a huge sigh of...

30 June 2023

From: Breaking News

Rising mortgage rates are worse than 2p tax hike - claim

The hit to the economy from soaring mortgage rates will be equivalent to a 2p income tax hike, new analysis by...

27 June 2023

From: Breaking News

Interest rate rise: Agents warn of weaker demand and forced sales

The latest interest rate rise has heightened the risk of forced sales and buyers shying away from the market, agents have...

23 June 2023

From: Breaking News

Auction House celebrates record activity in May

Auction House is reporting its most successful May in the 16-year history of the group, despite a decline in bidders. The month...

21 June 2023

From: Breaking News

Mortgage rates surpass 6% in new blow for housing market

Mortgage rates have officially broken the 6% barrier. Average rates for home loans are now back at the level that prompted the...

20 June 2023

From: Breaking News

House prices drop for first time since 2012 and more will follow - Halifax

Two sets of housing data have suggested a declining property market, with further price drops on the horizon. Halifax has recorded the...

08 June 2023

From: Breaking News

Government slammed by public over housing failures

A new survey suggests the overwhelming majority of the public are critical of the government’s apparent housing failures. A study of 1,323...

01 June 2023

From: Breaking News

Heather Staff - Co-Founder of Street Group

Who are you and what does it say on your business card? I’m Heather Staff and it says Co-Founder of Street Group...

18 May 2023

From: 60 Second Interview

Agency backer slams ‘outdated housing market metrics’

Toscafund Asset Management chief economist Savvas Savouri has slammed the use of ‘outdated metrics’ when measuring the housing market. The investment firm...

15 May 2023

From: Breaking News

Could your company culture withstand a crisis?

The UK is on its rear - fact. Whilst many were breathing a sigh of relief after surviving a global pandemic,...

29 April 2023

From: Features

First flush of spring sees increased buyer choice

The start of spring has coincided with buoyant housing market forecasts. Reflecting on a first quarter of 2023 which saw buyer choice...

13 April 2023

From: Breaking News

Rightmove: Mortgage pricing will go lower despite interest rate rises

Mortgage pricing has dropped despite last week’s interest rate rise, Rightmove claims. In a boost for homebuyers, analysis by the portal suggests...

29 March 2023

From: Breaking News

Property Natter - Damned if you do and damned if you don't

  It's not often that I have sympathy for our glorious leaders – those who set the rules by which we all...

25 March 2023

From: Features

'Unhelpful' interest rate rise hits the housing market

Estate agents have expressed hope that the latest interest rate rise is the last after the Bank of England increased the...

24 March 2023

From: Breaking News

Broker warns mortgage rates may have bottomed-out already

Mortgage lenders may have been grabbing the headlines in recent weeks with rates below 4% but a broker has warned this...

01 March 2023

From: Breaking News

Hope for buyers as five-year mortgage fix falls below 4%

The interest rate on a five-year fixed rate mortgage has fallen below 4% for the first time since the financial market...

08 February 2023

From: Breaking News

Property Natter - 2023? Keep calm and carry on

Happy New Year, to you all. Now that we’re all back in harness and Christmas feels like a long-distant memory, I...

14 January 2023

From: Features

 Our Oldest House Price Index - happy birthday Halifax

Readers of a certain age may remember 1983. The Space Shuttle Challenger made its first flight, Neil Kinnock was elected Labour leader,...

14 January 2023

From: Features

Everything You Need To Know About the 2023 Housing Market

New year, old worries: what’s happening in the housing market? We’ve asked experts and collated forecasts, 15 in total. On the one...

07 January 2023

From: Features

There are reasons to be optimistic in the second half of 2023

Usually, I enter January with a spring in my step - optimistic about what the future holds.  Two years ago, after the...

07 January 2023

From: Features

Monthly sales growth slows as buyers hold off - HMRC

Property sales are yet to decline amid higher mortgage rates and the cost of living crisis but there are signs of...

22 December 2022

From: Breaking News

What To Expect from the Property Market in 2023

Over the later part of 2022, we have experienced unprecedented economic and political turmoil, which will remain as we head into...

17 December 2022

From: Features

'Like a lump of coal at Christmas’ – Agents react to latest interest rate rise

The Bank of England increased interest rates from 3% to 3.5% yesterday, potentially pushing up costs for those looking to purchase property...

16 December 2022

From: Breaking News

2023 - this is what’s going to happen

Is it really just a year ago that we were nervously wondering whether yet another Christmas would be Covid-affected? Little did we...

10 December 2022

From: Features

House prices hit by largest fall for two years

House price growth slowed annually and fell for the third month in a row during November, Nationwide data shows. The latest Nationwide House...

02 December 2022

From: Breaking News

‘This is not Armageddon:’ Agents react to drop in mortgage approvals

New mortgage lending data from the Bank of England has indicated a slowdown in property market activity during October but agents...

30 November 2022

From: Breaking News

‘End of an era’ - property sector digests record interest rate rise   

Property professionals heralded the end of the low interest era yesterday after the latest Bank of England base rate hike. The Bank...

04 November 2022

From: Breaking News

Major agent predicts 10% house price decline next year

House prices could fall by 10% next year as higher mortgage pricing and rising inflation dampen buyer budgets, Savills has warned. The agency...

04 November 2022

From: Breaking News

Landlords prepare to be buy-to-let losers

Mortgage rate hikes have already halved landlord profits according to latest research, and a base rate rise to 2.5% will see...

02 November 2022

From: Features

House prices drop as Nationwide warns of slowing market

Annual house price growth hit an 18-month low during October and fell on a monthly basis for the first time since...

02 November 2022

From: Breaking News

Agency network boss: Focus on affordability rather than rates

Agents should be getting buyers to focus on what they can afford now and in the future rather than worrying about...

01 November 2022

From: Breaking News

Mortgage rush predicted as interest rates hit highest level since 2008

The Bank of England increased interest rates to their highest level since the financial crisis yesterday, prompting fears of higher cost...

23 September 2022

From: Breaking News

Insight - buy-to-lets failing to beat inflation

As inflation passes the 10% mark, it’s no surprise that many landlords are hurriedly reviewing the health of their buy-to-let portfolio. You...

03 September 2022

From: Features

Market insight: Buckle up, but keep perspective

As uncertainty, apprehension and anxiety increasingly infiltrates every aspect of our professional and personal lives, to ‘keep calm and carry on’...

27 August 2022

From: Features

House prices hit sixth consecutive high - will the market ever cool off in 2022?

In this guest piece, Kevin Shaw, National Sales Managing Director at Leaders Romans Group, looks at whether house prices will start to cool...

27 August 2022

From: Features

Slowdown or slump? Agents give their view on a housing market crash

Two senior estate agency figures have given their views on the prospects for the property market as commentators warn that longer-term...

25 August 2022

From: Breaking News

What do rate rises mean for homeowners and potential homeowners?

In this Guides & Tips piece, Brian Murphy, Head of Lending at Mortgage Advice Bureau, offers insight into what rate rises...

18 August 2022

From: Legislation & Compliance

House price growth slows to single digits as property market 'awaits gravity'

Annual house price growth has dropped to its lowest level this year and is back to single digits, official data shows. The...

18 August 2022

From: Breaking News

Mortgage-backed property purchases set to ‘significantly decline’ - prediction

A lender is predicting mortgage-backed home purchases will be “significantly lower” in the coming months after borrowing has dropped since the...

17 August 2022

From: Breaking News

Rightmove – prices down, but more likely due to holidays than rate rise

The latest research from Rightmove has revealed that the price of property coming to the market has witnessed its first fall...

15 August 2022

From: Breaking News

Opinion: BoE turns gloomier as base rate rises - how will the market respond?

A property expert has warned that the Bank of England’s gloomy economic forecasts and last week’s rise in interest rates could...

09 August 2022

From: Breaking News

Would a Liz Truss win lead to BoE reform and much higher interest rates?

Interest rates made their biggest leap in 27 years yesterday, rising by 0.5% from 1.25% to 1.75%. It was the biggest...

05 August 2022

From: Breaking News

Should the BoE hike up interest rates this week? Experts give their view

Recent months have seen interest rates rise from historic lows back closer to pre-financial crisis levels as the Bank of England...

02 August 2022

From: Breaking News

Knight Frank launches branded debit card that helps agents donate to charity

Knight Frank agents can now donate to charity as they spend with a new company benefit. The agency brand has partnered with...

06 July 2022

From: Breaking News

Slowdown or house price cliff edge? It's too early to tell

Right now, one topic seems to be dominating talk in the industry. Everywhere I go people tend to quiz me about...

25 June 2022

From: Features

Interest rate rise: Agents remain optimistic but FTBs urged to ‘act now’

The Bank of England raised interest rates for the fifth consecutive month yesterday. The cost of borrowing is now at a 13-year...

17 June 2022

From: Breaking News

Savills warns house price correction chatter is overstated

House price growth is set to slow but talk of a correction is overstated, Savills claims. The latest house price forecasts from...

01 June 2022

From: Breaking News

Knight Frank warns property market against talking itself into recession

Buyers and sellers should focus on the Bank of England’s actions rather than words when it comes to the housing market,...

16 May 2022

From: Breaking News

Halifax signals start of house price growth slowdown

The property market is bracing for the start of the slowdown in the rate of house price growth.  The Halifax House Price...

09 May 2022

From: Breaking News

Buyers urged to get moving on a mortgage as rates hit 13-year high

Buyers are being urged to act now to secure decent mortgage pricing as interest rates hit a 13-year high yesterday. The Bank...

06 May 2022

From: Breaking News

Buyer demand 'waning' ahead of interest rate decision

The property market could be set for further upheaval when the Bank of England makes its latest interest rate decision today. The...

05 May 2022

From: Breaking News

Buyers already tightening their belts, says leading agency

Buyers are already tightening their belts and choosing not to borrow as much as they could, but instead calculate what they...

22 March 2022

From: Breaking News

Going Up - another interest rate rise just announced

The Bank of England has confirmed that base rate is to rise again, for the third time in three months, to a...

17 March 2022

From: Breaking News

Agents braced for third interest rate rise as economic woes grow

Storm clouds continue to gather over the UK economy with growing inflation, another likely interest rate rise, and a warning from...

14 March 2022

From: Breaking News

Sharp fall in mortgage products as market starts to tighten

There’s been a marked reduction in mortgage product availability for a second consecutive month.  Independent mortgage market monitor Moneyfacts says there are...

09 March 2022

From: Breaking News

Interest rate U-turn ‘sooner rather than later’ says market analyst

A prominent analyst says he expects a U-turn on the “folly” of interest rate rises sooner rather than later - but...

17 February 2022

From: Breaking News

OnTheMarket insists interest rate rise not weakening buyer sentiment

OnTheMarket says buyer and seller confidence has not been adversely affected by the first base rate rise in more than three...

14 February 2022

From: Breaking News

Mortgage Choice Falls - but does it mean housing market in retreat?

After a long period of improvement in the level of product choice for borrowers, February has seen mortgage availability fall for the...

09 February 2022

From: Breaking News

Interest Rates - Do They Matter Any More?

Here’s the odd thing about interest rates - we all care about them, but they don’t directly affect that many people...

05 February 2022

From: Features

Boomin boss Bruce wants government help to save housing market

Boomin chief executive Michael Bruce wants government action to help save the housing market as the cost of living crisis grows.  Following...

04 February 2022

From: Breaking News

Rising mortgage-free ownership diminishes Interest rate impact

With a Bank of England base rate rise expected as soon as tomorrow, new figures from the government add weight to...

04 February 2022

From: Breaking News

Mortgages to cost more as base rate increases

The Bank of England has increased the base rate from 0.25 per cent to 0.5 per cent. This means a typical tracker...

03 February 2022

From: Breaking News

Interest rates could rise five fold by the end of 2022 - claim

The Bank of England’s monetary policy committee is set to meet today to consider a possible rise in base rate -...

03 February 2022

From: Breaking News

Revealed: the hidden threat to 2022’s housing market

At the risk of mixing my metaphors, any mention of energy has become something of a blue touch paper in the...

08 January 2022

From: Features

Mortgage trends and interest rates - what could happen in 2022?

As 2021 draws to a swift close, there is much speculation about what 2022 will have to offer. Despite the emergence of...

18 December 2021

From: Features

No Impact: interest rate change not hurting housing market

The Bank of England has raised interest rates for the first time in more than three years, in response to surging...

17 December 2021

From: Breaking News

Interest rate rise may be put off despite another house price record

Increasing numbers of commentators are forecasting that the Bank of England will not, after all, raise the base rate next week. It...

08 December 2021

From: Breaking News

Higher taxes will curb house price rises in 2022 - Rightmove

House prices will rise next year says Rightmove - but it warns that tax hikes will curb price rises, particularly later in...

01 December 2021

From: Breaking News

Agency reports sellers already preparing for Spring 2022 listing

Knight Frank says it’s already being contacted by prospective vendors wanting their homes to be listed for sale next spring. James Cleland,...

09 November 2021

From: Breaking News

Interest Rate Worries - warning about inflation and base rate

The head of research at a leading agency is warning that although the housing market remains buoyant, there may be macro-economic...

08 November 2021

From: Breaking News

MovePal MovePal MovePal